Estate Attorney Jennifer Norton Explains Issues with Tangled Titles and Property Ownership

The City Council of Indianapolis convened on August 29, 2025, to discuss the pressing issue of tangled titles, a complex problem affecting property ownership in the community. The meeting featured a guest speaker, Jennifer Norton, an estate attorney, who provided insights into the causes and implications of tangled titles.

Norton explained that tangled titles often arise when a property owner passes away without updating the legal records to reflect the new ownership. This situation can occur when family members, either intentionally or unintentionally, neglect to transfer the title to the rightful heirs. For example, if a matriarch owns a home and has multiple children, the title may remain in her name after her death, leading to complications when one of her children also passes away, further fracturing ownership among grandchildren.

The attorney highlighted the risks associated with tangled titles, particularly concerning property insurance. When a property owner dies, their insurance typically lapses, leaving the property uninsured. This can lead to significant financial repercussions if an accident occurs on the property, as the heirs may be held personally liable.

Norton advised that individuals discovering a tangled title should first consult with an attorney to identify the legal owners of the property. It is crucial not to assume that ownership automatically transfers to a spouse or other family member without proper legal documentation.

The discussion underscored the importance of maintaining clear property records and the potential legal challenges that can arise from neglecting to update titles after a death. The City Council plans to explore further measures to address this issue and assist residents in navigating the complexities of property ownership.